How To Determine What You'll Get From An Auto Accident Settlement
Imagine you've been in a fairly serious car accident and it was not your fault. You're in pain and need to be rushed to the emergency room. After you've been treated and released, you undergo a series of other problems that linger long after the accident is over. When it comes to pain and suffering and other lost income as a result of a car accident, how do the insurance companies know what amount is considered fair compensation? Here is a look at how those figures are calculated.
Medical Treatment
The injury portion of your settlement will be completely separate from the car and property settlement, so it's important to keep all of your medical documentation handy. The attorney and insurance companies will take a closer look at all of your medical bills including the nature and severity of your injuries. But that's not all they will consider when it comes to making sure you receive a fair amount. Any prescription medications you get as well as ongoing therapy costs and medical devices you may need (like a neck brace or crutches) will also be included. If your doctor determines that your can no longer do your job as a result of the injury, this is also taken into account. If you're prone to dealing with chronic pain or other problems like limited mobility because of the injuries, it's vital that your physician provide this to you in writing to present to the court.
Lost Wages
Most people will not be able to return to work immediately following an auto accident, particularly if they've become injured. Lost time from work can include anything from your recovery time at home and in the hospital to the hours you lose having to go to doctor appointments. If you find that you can no longer do the same job because of the accident, there could be extra compensation included in the settlement for this as well. There may even be reimbursement if you are no longer able to get a certain promotion for your line of work. You will need to provide pay stubs and written documentation from your employer showing you've lost time on the job. Make sure you take into account every single time you're off the clock in order to get your money reimbursed.
Pain And Suffering
The issue of pain and suffering can be a bit more difficult when it comes to calculating compensation. Juries will often consider the victim's age, marital status, and financial situation before the accident and how their lives have changed as a result of it. Pain and suffering is more difficult to prove because there are many circumstances at play, and things can change for the victim long after the accident is over and the court case is in progress. Be sure you consult with an attorney about your individual case so they can take a closer look at the different problems you've encountered as a result of the accident so they can ensure you get fair compensation, including pain and suffering.
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