Social Security And Red Flags For A Denial
Getting approved for Social Security can be a long process, but if you don't take care when you apply, your wait could be in vain. Many people make the mistake of thinking that having a disability that is keeping them from working is enough, but that is just the beginning of meeting the Social Security Administration (SSA) requirements. Applicants should understand that their application can be denied for certain common reasons, so read on to find out what these red flags for Social Security denial are.
You Don't Have Enough Work Credits
Applicants who have not worked for long enough or earned enough money won't qualify for benefits. The SSA uses work credits to assess the time and income of applicants. The work credit test is often the first hurdle to pass when you apply.
You Don't Have a Qualifying Medical Condition
The SSA maintains a list of medical conditions that are covered. Most common conditions are covered, but many applicants fail to properly identify the ailment on the application. For example, diabetes is a common problem in the U.S., but listing diabetes on your application is useless. The SSA no longer identifies this disorder for coverage. They do, however, recognize some of the related issues caused by diabetes, like heart disease, kidney disorders, stroke, and many more.
You Don't Have Proof of Medical Treatment
It's not enough to claim a medical disorder—you must show that you have been in treatment for the condition and that you are following all doctor's orders. You should be prepared to produce copies of your medical records to prove your claim.
You Are Still Working at a Job
It can be difficult to make a living when you are unable to work, but unfortunately, you cannot be approved for Social Security if you are still working at your job. Although you are allowed to earn a certain amount of money each month, until your claim is approved it might be best to earn as little income as possible. Working can make it appear to the SSA that you don't need benefits.
You Are a Younger Applicant
There is nothing you can do about your age, but you should understand that the SSA tends to make it harder for younger applicants to be approved for benefits. There is a perception that younger applicants are more likely to recover enough to work again. You should not let that stop you from applying for benefits if you are under the age of 40, however, particularly if you have a serious medical condition and have strong proof of it. Speak to a lawyer who offers Social Security insurance services if you have been turned down for any of the above reasons. You have the right to be represented at your appeal.
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