What If You Are Dealing With An Uninsured Motorist?
While it may be illegal to drive without auto insurance, this does not mean that everybody abides by the rules. In fact, some people cancel their insurance policies when expenses begin to pile up. In many cases, this leads to a major headache for anybody who has to deal with an auto accident involving this person.
Have you been in an accident with an uninsured motorist? This guide will help you understand what you are up against.
How Can You Pursue an Insurance Claim After an Accident?
When you are in an accident with an uninsured motorist, you may struggle to make a claim. After all, somebody who does not have money is not likely to have enough money to pay up. So, what can you do?
Unfortunately, you may be in the position where you are forced to pay for your own accident and the damages involved because the negligent party failed to secure auto insurance. Your insurance might not cover your injuries, and maybe the other driver doesn't seem to have the resources or desire to pay you. So, then what?
What About Uninsured Motorist Coverage?
In some states, each driver must carry uninsured motorist coverage, which ensures that your damages are covered if you are hurt by an uninsured driver. Unfortunately, you might realize that an insurance company can still deny your claim if it chooses to do so. Even though you may deserve the coverage you pay for, it is not unheard of for an insurance provider to find your claim unfounded.
Let's say that you were not driving a car when you were hurt by the uninsured motorist. You may have been walking or riding a bike, and thus you do not have insurance against uninsured motorists. Your health insurance may not cover your injuries. This can be a confusing and complicated scenario if you don't know what to do.
What Should You Do If Your Claim Is Denied?
If your insurance company fails to accept your uninsured motorist case, you should consult with a car accident attorney. You have different options you can use to collect compensation and ensure that you are not left in the dust. You do not have to live with the permanent financial strain caused by these types of damages, and you do not have to return to work before you are ready. Set up a consultation today to get started.
For more information, contact a car accident lawyer like Nicholas B. Hall - Personal Injury Lawyer.
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